100 freebies
-10 dexterity X2 = 90
-5 appearance = 85
-5 perception = 80
-5 intelligence = 75
-2 athletics = 73
-2 dodge = 71
-2 performance = 69
-2 linguistics = 67
-14 Forces X 2 = 53
-7 Life = 46
-7 Matter = 39
-14 Mind X2 = 25
-7 Time = 18
-1 Avatar = 17
-16 Arete X4 = 1
+1 shy (flaw) = 2
+1 defective sense - correctably near-sighted (flaw) = 3
-3 Willpower = 0

Charisma specialty - sex appeal
Dexterity specialty - lightening reflexes
Perception specialty - insightful
Intelligence specialty - logical
Wits specialty - intuitive
Performance specialty - violin
Academics specialty - music